Transaction Banking across Borders: Navigating Payment Schemes, Rules & Reality between the UK, Europe & beyond

Addressing scheme differences, regulatory variances, multi-banking & digital expectations

 

As transaction banking becomes increasingly international, financial institutions are facing growing complexity in how they support corporate clients operating across multiple jurisdictions, payment schemes and regulatory environments.

 

From BACS, CHAPS and Faster Payments in the UK, to SEPA, SWIFT and domestic European schemes, banks are under pressure to deliver seamless client experiences across an increasingly fragmented ecosystem. At the same time, regulatory divergence between the UK and Europe — combined with rising expectations around digital experience, connectivity and visibility — is creating new operational, compliance and infrastructure challenges for transaction banking leaders.

 

For many organisations, the challenge is no longer simply about payments execution. Corporate and business clients increasingly expect real-time visibility across multiple banking relationships, seamless treasury connectivity, intuitive digital platforms and consistent cross-border experiences. This is driving renewed focus on platform modernisation, API strategies, interoperability and the role of strategic technology partnerships in transaction banking transformation.

 

At the same time, financial institutions are balancing cost pressures, regulatory obligations and legacy infrastructure constraints, while also beginning to explore how emerging technologies such as AI could reshape treasury services, payments operations and corporate and business banking engagement models in the years ahead.

 

Join us over breakfast to network with peers and discuss how leading financial institutions are navigating the operational, technological and regulatory realities of modern transaction banking across the UK, Europe and beyond. This is an exclusive event and seat numbers are very limited, so apply for your place now.

 

The questions we will explore

 

During the meeting, we will focus on topics such as:

• How are banks managing the operational and client-facing complexity of supporting corporates across fragmented payment schemes including BACS, CHAPS, Faster Payments, SEPA and SWIFT?
• Is convergence across UK and European payment ecosystems realistic, or is fragmentation now the permanent operating model?
• How are financial institutions responding to growing regulatory divergence between UK and EU frameworks including PSD3, DORA, FCA requirements and Basel IV?
• How are corporate treasury expectations evolving around multi-bank visibility, connectivity and control?
• What role are APIs, platform interoperability and digital channels playing in modern transaction banking strategies?
• How are banks approaching infrastructure modernisation decisions between building internally, partnering with vendors or adopting third-party platforms?
• Where does the digital experience gap remain widest in transaction banking and treasury services?
• How could AI begin reshaping transaction banking operations, client servicing and payments workflows in the future?

 

Who is invited?

 

This breakfast discussion is designed for senior transaction banking, payments and corporate banking leaders, as well as digital transformation and platform strategy executives across large financial institutions.

 

Be one of 8–10 senior professionals attending this event in central London. For any enquiries, please contact Mergim Begolli on 020 8349 6458 or email m.begolli@business-reporter.co.uk.

 

This sponsored breakfast is brought to you by coconet and is only for senior executives, as mentioned above.

 

Registrations of junior professionals, consultants, solution providers or other sellers to this market won’t be accepted. To be eligible, you must be employed by a corporate legal entity such as a private company; if you are a sole trader or in a partnership other than a legally incorporated partnership, we will be unable to offer you a place.

 

This event is free of charge to attend.

 

When you register, we will ask you for your corporate email address, which we will share only with the event sponsor(s). See our privacy policy.